Head-to-Head Specification Audit
Adyen vs Xendit
Enterprise Payment Processing · Global
Specification Matrix
| Metric | Adyen | Xendit |
|---|---|---|
| Starting Price | $0/moTie | $0/moTie |
| API Rate Limit | 500 req/minBetter | 200 req/min |
| Target Country | Global | Southeast Asia |
| Category | Payments Platform | Payment Processing |
| Compliance (vendor-stated) | PCI-DSS, SOC2, GDPR, PSD2, ISO27001 | Bank Indonesia Regulated, PDP Law |
| Hosting Regions | EU-West, US-East, AP-Southeast, EU-Central | ID-Jakarta, PH-Manila |
| Native Integrations | 6 listedBetter | 4 listed |
Adyen — Key Specs
Vendor-stated- ✓Single acquiring platform for 200+ payment methods globally
- ✓Issuing: virtual/physical cards for expense management
- ✓PSD2 SCA built-in with AI-powered SCA exemption engine
- ✓EU data residency, GDPR DPA, PCI DSS Level 1
Xendit — Key Specs
Vendor-stated- ✓Leading payment gateway in Indonesia — $150M+ in funding
- ✓Accepts bank transfers, e-wallets (GoPay, OVO, Dana), cards, and QRIS
- ✓Virtual account payments — the primary B2B payment method in Indonesia
- ✓Expanding to Philippines, Vietnam, Malaysia, and Thailand
Frequently Asked Questions
Which is lower-priced, Adyen or Xendit?+
Both tools start at Free plan available on their entry plans.
Which compliance frameworks do Adyen and Xendit list?+
Adyen additionally lists PCI-DSS, SOC2, GDPR, PSD2, ISO27001. Xendit additionally lists Bank Indonesia Regulated, PDP Law. These are vendor-stated frameworks. VektorIndex has not independently audited these claims.
Which has a higher documented API rate limit — Adyen or Xendit?+
Adyen has a higher documented API rate limit at 500 req/min versus Xendit at 200 req/min.
Which data hosting regions do Adyen and Xendit support?+
Adyen lists hosting regions: EU-West, US-East, AP-Southeast, EU-Central. Xendit lists hosting regions: ID-Jakarta, PH-Manila. For data residency requirements in Global, confirm exact region configuration directly with each vendor.
Data last updated: 29 August 2026 — Sourced from official vendor documentation. Not independently audited. Report incorrect information
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