Head-to-Head Specification Audit
Xendit vs Peach Payments
Indonesian & SEA Businesses · Southeast Asia
Specification Matrix
| Metric | Xendit | Peach Payments |
|---|---|---|
| Starting Price | $0/moTie | $0/moTie |
| API Rate Limit | 200 req/minBetter | 100 req/min |
| Target Country | Southeast Asia | South Africa |
| Category | Payment Processing | Payments Platform |
| Compliance (vendor-stated) | Bank Indonesia Regulated, PDP Law | PCI-DSS, POPIA |
| Hosting Regions | ID-Jakarta, PH-Manila | AF-South |
| Native Integrations | 4 listed | 5 listedBetter |
Xendit — Key Specs
Vendor-stated- ✓Leading payment gateway in Indonesia — $150M+ in funding
- ✓Accepts bank transfers, e-wallets (GoPay, OVO, Dana), cards, and QRIS
- ✓Virtual account payments — the primary B2B payment method in Indonesia
- ✓Expanding to Philippines, Vietnam, Malaysia, and Thailand
Peach Payments — Key Specs
Vendor-stated- ✓Leading South African payment gateway for e-commerce
- ✓All SA payment methods: Visa/MC, Ozow EFT, Capitec Pay, SnapScan, Zapper
- ✓Lists POPIA compliance framework — ZA data residency (vendor-stated)
- ✓PCI DSS Level 1 certified
Frequently Asked Questions
Which is lower-priced, Xendit or Peach Payments?+
Both tools start at Free plan available on their entry plans.
Which compliance frameworks do Xendit and Peach Payments list?+
Xendit additionally lists Bank Indonesia Regulated, PDP Law. Peach Payments additionally lists PCI-DSS, POPIA. These are vendor-stated frameworks. VektorIndex has not independently audited these claims.
Does Xendit or Peach Payments list POPIA as a supported compliance framework?+
Peach Payments lists POPIA (Protection of Personal Information Act) as a supported compliance framework per its vendor documentation. VektorIndex has not independently verified this claim. South African organisations should request the vendor's current Data Processing Agreement and confirm data residency settings before processing personal information. Xendit does not list POPIA as a supported compliance framework in its public documentation. Contact the vendor to confirm their position before processing South African personal information.
Which has a higher documented API rate limit — Xendit or Peach Payments?+
Xendit has a higher documented API rate limit at 200 req/min versus Peach Payments at 100 req/min.
Which data hosting regions do Xendit and Peach Payments support?+
Xendit lists hosting regions: ID-Jakarta, PH-Manila. Peach Payments lists hosting regions: AF-South. For data residency requirements in Southeast Asia, confirm exact region configuration directly with each vendor.
Data last updated: 29 August 2026 — Sourced from official vendor documentation. Not independently audited. Report incorrect information
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