Head-to-Head Specification Audit
Xendit vs Stripe
Indonesian & SEA Businesses · Southeast Asia
Specification Matrix
| Metric | Xendit | Stripe |
|---|---|---|
| Starting Price | $0/mo | Custom pricing |
| API Rate Limit | 200 req/min | 1000 req/minBetter |
| Target Country | Southeast Asia | Global |
| Category | Payment Processing | Payments Platform |
| Compliance (vendor-stated) | Bank Indonesia Regulated, PDP Law | PCI-DSS, SOC2, GDPR, CCPA, ISO27001 |
| Hosting Regions | ID-Jakarta, PH-Manila | US-East, EU-West, AP-Southeast, US-West |
| Native Integrations | 4 listed | 6 listedBetter |
Xendit — Key Specs
Vendor-stated- ✓Leading payment gateway in Indonesia — $150M+ in funding
- ✓Accepts bank transfers, e-wallets (GoPay, OVO, Dana), cards, and QRIS
- ✓Virtual account payments — the primary B2B payment method in Indonesia
- ✓Expanding to Philippines, Vietnam, Malaysia, and Thailand
Stripe — Key Specs
Vendor-stated- ✓Best-in-class developer experience — instant API access
- ✓Radar AI fraud detection included — no additional cost
- ✓Treasury, issuing, and banking infrastructure products
- ✓SOC 2, PCI DSS Level 1, GDPR, CCPA compliant
Frequently Asked Questions
Which is lower-priced, Xendit or Stripe?+
Stripe uses custom pricing. Xendit starts at Free plan available. Contact Stripe directly for a quote.
Which compliance frameworks do Xendit and Stripe list?+
Xendit additionally lists Bank Indonesia Regulated, PDP Law. Stripe additionally lists PCI-DSS, SOC2, GDPR, CCPA, ISO27001. These are vendor-stated frameworks. VektorIndex has not independently audited these claims.
Which has a higher documented API rate limit — Xendit or Stripe?+
Stripe has a higher documented API rate limit at 1000 req/min versus Xendit at 200 req/min.
Which data hosting regions do Xendit and Stripe support?+
Xendit lists hosting regions: ID-Jakarta, PH-Manila. Stripe lists hosting regions: US-East, EU-West, AP-Southeast, US-West. For data residency requirements in Southeast Asia, confirm exact region configuration directly with each vendor.
Data last updated: 29 August 2026 — Sourced from official vendor documentation. Not independently audited. Report incorrect information
Related Payment Processing Comparisons
Is this your tool?
Claim or upgrade your VektorIndex listing
Get a Verified badge, add your own specs, and appear at the top of comparison pages.