Head-to-Head Specification Audit
Stripe vs Xendit
Online Payment Processing · Global
Specification Matrix
| Metric | Stripe | Xendit |
|---|---|---|
| Starting Price | Custom pricing | $0/mo |
| API Rate Limit | 1000 req/minBetter | 200 req/min |
| Target Country | Global | Southeast Asia |
| Category | Payments Platform | Payment Processing |
| Compliance (vendor-stated) | PCI-DSS, SOC2, GDPR, CCPA, ISO27001 | Bank Indonesia Regulated, PDP Law |
| Hosting Regions | US-East, EU-West, AP-Southeast, US-West | ID-Jakarta, PH-Manila |
| Native Integrations | 6 listedBetter | 4 listed |
Stripe — Key Specs
Vendor-stated- ✓Best-in-class developer experience — instant API access
- ✓Radar AI fraud detection included — no additional cost
- ✓Treasury, issuing, and banking infrastructure products
- ✓SOC 2, PCI DSS Level 1, GDPR, CCPA compliant
Xendit — Key Specs
Vendor-stated- ✓Leading payment gateway in Indonesia — $150M+ in funding
- ✓Accepts bank transfers, e-wallets (GoPay, OVO, Dana), cards, and QRIS
- ✓Virtual account payments — the primary B2B payment method in Indonesia
- ✓Expanding to Philippines, Vietnam, Malaysia, and Thailand
Frequently Asked Questions
Which is lower-priced, Stripe or Xendit?+
Stripe uses custom pricing. Xendit starts at Free plan available. Contact Stripe directly for a quote.
Which compliance frameworks do Stripe and Xendit list?+
Stripe additionally lists PCI-DSS, SOC2, GDPR, CCPA, ISO27001. Xendit additionally lists Bank Indonesia Regulated, PDP Law. These are vendor-stated frameworks. VektorIndex has not independently audited these claims.
Which has a higher documented API rate limit — Stripe or Xendit?+
Stripe has a higher documented API rate limit at 1000 req/min versus Xendit at 200 req/min.
Which data hosting regions do Stripe and Xendit support?+
Stripe lists hosting regions: US-East, EU-West, AP-Southeast, US-West. Xendit lists hosting regions: ID-Jakarta, PH-Manila. For data residency requirements in Global, confirm exact region configuration directly with each vendor.
Data last updated: 29 August 2026 — Sourced from official vendor documentation. Not independently audited. Report incorrect information
Related Payments Platform Comparisons
Is this your tool?
Claim or upgrade your VektorIndex listing
Get a Verified badge, add your own specs, and appear at the top of comparison pages.