Head-to-Head Specification Audit
AWS vs Paystack
Enterprise & SaaS Developers · Global
Specification Matrix
| Metric | AWS | Paystack |
|---|---|---|
| Starting Price | $0/moTie | $0/moTie |
| API Rate Limit | Not confirmed | 300 req/min |
| Target Country | Global | Nigeria |
| Category | Cloud Hosting & Edge | Payment Processing |
| Compliance (vendor-stated) | GDPR, CCPA, POPIA, SOC2, ISO27001, HIPAA, FedRAMP | NDPA, CBN Licensed, PCI-DSS |
| Hosting Regions | US-East, US-West, EU-West, AP-Southeast, AU-East, AF-South-ZA | NG-Lagos, GH-Accra, ZA-Johannesburg |
| Native Integrations | 7 listedBetter | 5 listed |
AWS — Key Specs
Vendor-stated- ✓Cape Town region (af-south-1) provides local ZA data residency for POPIA compliance
- ✓200+ cloud services covering compute, storage, AI, databases, and IoT
- ✓99.99% uptime SLA on core services including S3, RDS, and EC2
- ✓Spot Instances reduce compute costs by up to 90% for fault-tolerant workloads
Paystack — Key Specs
Vendor-stated- ✓Acquired by Stripe — a widely-used payment API serving African markets
- ✓Supports Nigerian bank transfers, USSD, Visa/Mastercard, and mobile money
- ✓Instant settlement to Nigerian bank accounts
- ✓Now available in Ghana, South Africa, Kenya, Ivory Coast
Frequently Asked Questions
Which is lower-priced, AWS or Paystack?+
Both tools start at Free plan available on their entry plans.
Which compliance frameworks do AWS and Paystack list?+
AWS additionally lists GDPR, CCPA, POPIA, SOC2, ISO27001, HIPAA, FedRAMP. Paystack additionally lists NDPA, CBN Licensed, PCI-DSS. These are vendor-stated frameworks. VektorIndex has not independently audited these claims.
Does AWS or Paystack list POPIA as a supported compliance framework?+
AWS lists POPIA (Protection of Personal Information Act) as a supported compliance framework per its vendor documentation. VektorIndex has not independently verified this claim. South African organisations should request the vendor's current Data Processing Agreement and confirm data residency settings before processing personal information. Paystack does not list POPIA as a supported compliance framework in its public documentation. Contact the vendor to confirm their position before processing South African personal information.
Which has a higher documented API rate limit — AWS or Paystack?+
Available information does not support a direct comparison of API rate limits for these tools. Check each vendor's developer documentation.
Which data hosting regions do AWS and Paystack support?+
AWS lists hosting regions: US-East, US-West, EU-West, AP-Southeast, AU-East, AF-South-ZA. Paystack lists hosting regions: NG-Lagos, GH-Accra, ZA-Johannesburg. For data residency requirements in Global, confirm exact region configuration directly with each vendor.
Data last updated: 29 August 2026 — Sourced from official vendor documentation. Not independently audited. Report incorrect information
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