Head-to-Head Specification Audit
Paystack vs Fly.io
Nigerian & African Businesses · Nigeria
Specification Matrix
| Metric | Paystack | Fly.io |
|---|---|---|
| Starting Price | $0/moTie | $0/moTie |
| API Rate Limit | 300 req/min | Not confirmed |
| Target Country | Nigeria | Global |
| Category | Payment Processing | Cloud Hosting & Edge |
| Compliance (vendor-stated) | NDPA, CBN Licensed, PCI-DSS | SOC2, GDPR |
| Hosting Regions | NG-Lagos, GH-Accra, ZA-Johannesburg | US-East, EU-West, AP-Southeast, AF-South-ZA |
| Native Integrations | 5 listedTie | 5 listedTie |
Paystack — Key Specs
Vendor-stated- ✓Acquired by Stripe — a widely-used payment API serving African markets
- ✓Supports Nigerian bank transfers, USSD, Visa/Mastercard, and mobile money
- ✓Instant settlement to Nigerian bank accounts
- ✓Now available in Ghana, South Africa, Kenya, Ivory Coast
Fly.io — Key Specs
Vendor-stated- ✓Deploy Docker containers to 30+ global regions — closest to ZA is Johannesburg (jnb)
- ✓Machines API launches VMs in under 300ms — ideal for per-request compute isolation
- ✓Fly Volumes provide persistent SSDs for stateful apps like databases and file stores
- ✓Free allowance covers 3 shared-CPU VMs and 3GB of persistent storage permanently
Frequently Asked Questions
Which is lower-priced, Paystack or Fly.io?+
Both tools start at Free plan available on their entry plans.
Which compliance frameworks do Paystack and Fly.io list?+
Paystack additionally lists NDPA, CBN Licensed, PCI-DSS. Fly.io additionally lists SOC2, GDPR. These are vendor-stated frameworks. VektorIndex has not independently audited these claims.
Which has a higher documented API rate limit — Paystack or Fly.io?+
Available information does not support a direct comparison of API rate limits for these tools. Check each vendor's developer documentation.
Which data hosting regions do Paystack and Fly.io support?+
Paystack lists hosting regions: NG-Lagos, GH-Accra, ZA-Johannesburg. Fly.io lists hosting regions: US-East, EU-West, AP-Southeast, AF-South-ZA. For data residency requirements in Nigeria, confirm exact region configuration directly with each vendor.
Data last updated: 29 August 2026 — Sourced from official vendor documentation. Not independently audited. Report incorrect information
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