Head-to-Head Specification Audit
Zoho One vs Xendit
SMBs Wanting All-in-One Platform · India
Specification Matrix
| Metric | Zoho One | Xendit |
|---|---|---|
| Starting Price | $37/mo | $0/moBetter |
| API Rate Limit | 100 req/min | 200 req/minBetter |
| Target Country | India | Southeast Asia |
| Category | Business Suite | Payment Processing |
| Compliance (vendor-stated) | GDPR, SOC2, ISO27001 | Bank Indonesia Regulated, PDP Law |
| Hosting Regions | IN-Chennai, US-East, EU-West, AU-East, JP-Tokyo | ID-Jakarta, PH-Manila |
| Native Integrations | 6 listedBetter | 4 listed |
Zoho One — Key Specs
Vendor-stated- ✓50+ integrated business apps in one subscription — CRM, HR, Finance, Marketing
- ✓Data stored in India data centres — fully PDPB-ready
- ✓Significantly cheaper than buying US equivalents separately
- ✓Zoho CRM used by 250,000+ businesses globally
Xendit — Key Specs
Vendor-stated- ✓Leading payment gateway in Indonesia — $150M+ in funding
- ✓Accepts bank transfers, e-wallets (GoPay, OVO, Dana), cards, and QRIS
- ✓Virtual account payments — the primary B2B payment method in Indonesia
- ✓Expanding to Philippines, Vietnam, Malaysia, and Thailand
Frequently Asked Questions
Which is lower-priced, Zoho One or Xendit?+
Xendit starts at Free plan available, which is lower than Zoho One at $37/mo. Verify current pricing on each vendor's website.
Which compliance frameworks do Zoho One and Xendit list?+
Zoho One additionally lists GDPR, SOC2, ISO27001. Xendit additionally lists Bank Indonesia Regulated, PDP Law. These are vendor-stated frameworks. VektorIndex has not independently audited these claims.
Which has a higher documented API rate limit — Zoho One or Xendit?+
Xendit has a higher documented API rate limit at 200 req/min versus Zoho One at 100 req/min.
Which data hosting regions do Zoho One and Xendit support?+
Zoho One lists hosting regions: IN-Chennai, US-East, EU-West, AU-East, JP-Tokyo. Xendit lists hosting regions: ID-Jakarta, PH-Manila. For data residency requirements in India, confirm exact region configuration directly with each vendor.
Data last updated: 29 August 2026 — Sourced from official vendor documentation. Not independently audited. Report incorrect information
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