Head-to-Head Specification Audit
Yoco vs Peach Payments
South African SMB POS & Payments · South Africa
Specification Matrix
| Metric | Yoco | Peach Payments |
|---|---|---|
| Starting Price | $0/moTie | $0/moTie |
| API Rate Limit | 80 req/min | 100 req/minBetter |
| Target Country | South Africa | South Africa |
| Category | Payments Platform | Payments Platform |
| Compliance (vendor-stated) | POPIA, PCI-DSS | PCI-DSS, POPIA |
| Hosting Regions | AF-South | AF-South |
| Native Integrations | 4 listed | 5 listedBetter |
Yoco — Key Specs
Vendor-stated- ✓Dominant SMB card payment solution in SA — 150,000+ businesses
- ✓No monthly fee — pay per transaction only
- ✓Mobile POS device available nationwide
- ✓Business capital lending based on transaction history
Peach Payments — Key Specs
Vendor-stated- ✓Leading South African payment gateway for e-commerce
- ✓All SA payment methods: Visa/MC, Ozow EFT, Capitec Pay, SnapScan, Zapper
- ✓Lists POPIA compliance framework — ZA data residency (vendor-stated)
- ✓PCI DSS Level 1 certified
Frequently Asked Questions
Which is lower-priced, Yoco or Peach Payments?+
Both tools start at Free plan available on their entry plans.
Which compliance frameworks do Yoco and Peach Payments list?+
Both list POPIA, PCI-DSS in their vendor documentation. These are vendor-stated frameworks. VektorIndex has not independently audited these claims.
Does Yoco or Peach Payments list POPIA as a supported compliance framework?+
Yoco lists POPIA (Protection of Personal Information Act) as a supported compliance framework per its vendor documentation. VektorIndex has not independently verified this claim. South African organisations should request the vendor's current Data Processing Agreement and confirm data residency settings before processing personal information. Peach Payments lists POPIA (Protection of Personal Information Act) as a supported compliance framework per its vendor documentation. VektorIndex has not independently verified this claim. South African organisations should request the vendor's current Data Processing Agreement and confirm data residency settings before processing personal information.
Which has a higher documented API rate limit — Yoco or Peach Payments?+
Peach Payments has a higher documented API rate limit at 100 req/min versus Yoco at 80 req/min.
Which data hosting regions do Yoco and Peach Payments support?+
Yoco lists hosting regions: AF-South. Peach Payments lists hosting regions: AF-South. For data residency requirements in South Africa, confirm exact region configuration directly with each vendor.
Data last updated: 29 August 2026 — Sourced from official vendor documentation. Not independently audited. Report incorrect information
Related Payments Platform Comparisons
Is this your tool?
Claim or upgrade your VektorIndex listing
Get a Verified badge, add your own specs, and appear at the top of comparison pages.