Head-to-Head Specification Audit
Xendit vs Conta Azul
Indonesian & SEA Businesses · Southeast Asia
Specification Matrix
| Metric | Xendit | Conta Azul |
|---|---|---|
| Starting Price | $0/moBetter | $35/mo |
| API Rate Limit | 200 req/minBetter | 60 req/min |
| Target Country | Southeast Asia | Brazil |
| Category | Payment Processing | Finance & Accounting |
| Compliance (vendor-stated) | Bank Indonesia Regulated, PDP Law | LGPD |
| Hosting Regions | ID-Jakarta, PH-Manila | BR-São Paulo |
| Native Integrations | 4 listedTie | 4 listedTie |
Xendit — Key Specs
Vendor-stated- ✓Leading payment gateway in Indonesia — $150M+ in funding
- ✓Accepts bank transfers, e-wallets (GoPay, OVO, Dana), cards, and QRIS
- ✓Virtual account payments — the primary B2B payment method in Indonesia
- ✓Expanding to Philippines, Vietnam, Malaysia, and Thailand
Conta Azul — Key Specs
Vendor-stated- ✓Brazil-specific accounting: Nota Fiscal, SPED, and DANFE generation
- ✓Integrated with Receita Federal for automatic tax calculations
- ✓Bank reconciliation with all major Brazilian banks (Itaú, Bradesco, BB)
- ✓PIX integration — instant payment reconciliation
Frequently Asked Questions
Which is lower-priced, Xendit or Conta Azul?+
Xendit starts at Free plan available, which is lower than Conta Azul at $35/mo. Verify current pricing on each vendor's website.
Which compliance frameworks do Xendit and Conta Azul list?+
Xendit additionally lists Bank Indonesia Regulated, PDP Law. Conta Azul additionally lists LGPD. These are vendor-stated frameworks. VektorIndex has not independently audited these claims.
Which has a higher documented API rate limit — Xendit or Conta Azul?+
Xendit has a higher documented API rate limit at 200 req/min versus Conta Azul at 60 req/min.
Which data hosting regions do Xendit and Conta Azul support?+
Xendit lists hosting regions: ID-Jakarta, PH-Manila. Conta Azul lists hosting regions: BR-São Paulo. For data residency requirements in Southeast Asia, confirm exact region configuration directly with each vendor.
Data last updated: 29 August 2026 — Sourced from official vendor documentation. Not independently audited. Report incorrect information
Related Payment Processing Comparisons
Is this your tool?
Claim or upgrade your VektorIndex listing
Get a Verified badge, add your own specs, and appear at the top of comparison pages.