Head-to-Head Specification Audit
Xendit vs Chargebee
Indonesian & SEA Businesses · Southeast Asia
Specification Matrix
| Metric | Xendit | Chargebee |
|---|---|---|
| Starting Price | $0/mo | Custom pricing |
| API Rate Limit | 200 req/minTie | 200 req/minTie |
| Target Country | Southeast Asia | Global |
| Category | Payment Processing | SaaS Billing |
| Compliance (vendor-stated) | Bank Indonesia Regulated, PDP Law | GDPR, ISO27001, PCI-DSS, SOC2 |
| Hosting Regions | ID-Jakarta, PH-Manila | US-East, EU-West, AP-Southeast |
| Native Integrations | 4 listed | 6 listedBetter |
Xendit — Key Specs
Vendor-stated- ✓Leading payment gateway in Indonesia — $150M+ in funding
- ✓Accepts bank transfers, e-wallets (GoPay, OVO, Dana), cards, and QRIS
- ✓Virtual account payments — the primary B2B payment method in Indonesia
- ✓Expanding to Philippines, Vietnam, Malaysia, and Thailand
Chargebee — Key Specs
Vendor-stated- ✓Most complete subscription lifecycle management platform
- ✓AI revenue recovery: smart dunning and failed payment retries
- ✓SOC 2, GDPR, PCI DSS Level 1 compliant
- ✓RevRec: ASC 606/IFRS 15 revenue recognition automation
Frequently Asked Questions
Which is lower-priced, Xendit or Chargebee?+
Chargebee uses custom pricing. Xendit starts at Free plan available. Contact Chargebee directly for a quote.
Which compliance frameworks do Xendit and Chargebee list?+
Xendit additionally lists Bank Indonesia Regulated, PDP Law. Chargebee additionally lists GDPR, ISO27001, PCI-DSS, SOC2. These are vendor-stated frameworks. VektorIndex has not independently audited these claims.
Which has a higher documented API rate limit — Xendit or Chargebee?+
Both Xendit and Chargebee have the same documented API rate limit of 200 requests per minute. Verify current limits on each vendor's developer documentation.
Which data hosting regions do Xendit and Chargebee support?+
Xendit lists hosting regions: ID-Jakarta, PH-Manila. Chargebee lists hosting regions: US-East, EU-West, AP-Southeast. For data residency requirements in Southeast Asia, confirm exact region configuration directly with each vendor.
Data last updated: 29 August 2026 — Sourced from official vendor documentation. Not independently audited. Report incorrect information
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