Head-to-Head Specification Audit
Stitch Money vs Okta
South African Open Banking API · South Africa
Specification Matrix
| Metric | Stitch Money | Okta |
|---|---|---|
| Starting Price | Custom pricing | $2/mo |
| API Rate Limit | 100 req/min | 200 req/minBetter |
| Target Country | South Africa | Global |
| Category | Open Banking | Authentication & Identity |
| Compliance (vendor-stated) | POPIA, PCI-DSS | GDPR, SOC2, ISO27001, HIPAA, FedRAMP, CCPA |
| Hosting Regions | AF-South | US-East, EU-West, AP-Southeast, AU-East |
| Native Integrations | 6 listed | 7 listedBetter |
Stitch Money — Key Specs
Vendor-stated- ✓South Africa's leading open banking API — Plaid equivalent for SA
- ✓Instant EFT, account verification, income verification
- ✓Lists POPIA compliance framework — SA data residency only (vendor-stated)
- ✓Used by Lula, Zoona, LifeCheq for credit scoring
Okta — Key Specs
Vendor-stated- ✓Universal directory manages identities across all apps from a single control plane
- ✓Lifecycle management automates user provisioning and deprovisioning via SCIM
- ✓Adaptive MFA applies contextual risk scoring to each login without user friction
- ✓Workforce Identity and Customer Identity both on one platform — single contract
Frequently Asked Questions
Which is lower-priced, Stitch Money or Okta?+
Stitch Money uses custom pricing. Okta starts at $2/mo. Contact Stitch Money directly for a quote.
Which compliance frameworks do Stitch Money and Okta list?+
Stitch Money additionally lists POPIA, PCI-DSS. Okta additionally lists GDPR, SOC2, ISO27001, HIPAA, FedRAMP, CCPA. These are vendor-stated frameworks. VektorIndex has not independently audited these claims.
Does Stitch Money or Okta list POPIA as a supported compliance framework?+
Stitch Money lists POPIA (Protection of Personal Information Act) as a supported compliance framework per its vendor documentation. VektorIndex has not independently verified this claim. South African organisations should request the vendor's current Data Processing Agreement and confirm data residency settings before processing personal information. Okta does not list POPIA as a supported compliance framework in its public documentation. Contact the vendor to confirm their position before processing South African personal information.
Which has a higher documented API rate limit — Stitch Money or Okta?+
Okta has a higher documented API rate limit at 200 req/min versus Stitch Money at 100 req/min.
Which data hosting regions do Stitch Money and Okta support?+
Stitch Money lists hosting regions: AF-South. Okta lists hosting regions: US-East, EU-West, AP-Southeast, AU-East. For data residency requirements in South Africa, confirm exact region configuration directly with each vendor.
Data last updated: 29 August 2026 — Sourced from official vendor documentation. Not independently audited. Report incorrect information
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