VektorIndex
Independent directory. VektorIndex is not affiliated with or sponsored by any listed vendor. All specifications are sourced from official vendor documentation.

Head-to-Head Specification Audit

Shopify vs PayFast

E-Commerce Developers · South Africa

E-Commerce Platform

Shopify

E-Commerce Developers · South Africa

Visit Shopify

Payment Processing API

PayFast

E-Commerce & SaaS Businesses · South Africa

Visit PayFast

Specification Matrix

MetricShopifyPayFast
Starting Price$29/moCustomBetter
API Rate Limit2 req/min60 req/minBetter
Target CountrySouth AfricaSouth Africa
CategoryE-Commerce PlatformPayment Processing API
ComplianceGDPR, CCPA, PCI-DSSPOPIA, PCI-DSS
Hosting RegionsUS, EU, AUZA-Cape-Town, ZA-Johannesburg
Native Integrations7 listedBetter6 listed

Shopify — Key Specs

  • Storefront API supports headless commerce with any frontend framework
  • Checkout extensibility via UI Extensions — no more checkout.liquid hacks
  • Built-in ZAR currency support and PayFast/Peach Payments gateway integration
  • Webhooks for 50+ event types with automatic retry on delivery failure

PayFast — Key Specs

  • Only major payment gateway with POPIA-compliant ZA data residency by default
  • Supports EFT, credit card, Instant EFT, Mobicred, and SnapScan natively
  • No monthly fee — pay 2.0–3.5% per transaction only
  • Recurring billing API supports subscription SaaS models out of the box

Frequently Asked Questions

What is cheaper, Shopify or PayFast?+

PayFast starts at $0/mo, which is lower than Shopify at $29/mo.

Which tool is better for compliance — Shopify or PayFast?+

Both support PCI-DSS. Shopify additionally supports GDPR, CCPA. PayFast additionally supports POPIA.

Is Shopify or PayFast compliant with South Africa's POPIA?+

PayFast supports POPIA compliance. Shopify does not list POPIA as a supported framework.

Which has a higher API rate limit — Shopify or PayFast?+

PayFast has a higher API rate limit at 60 requests per minute. Shopify: 2 req/min. PayFast: 60 req/min.

Which tool is better suited for South Africa?+

Shopify is evaluated for E-Commerce Developers in South Africa with hosting regions: US, EU, AU. PayFast has hosting regions: ZA-Cape-Town, ZA-Johannesburg. For data residency in South Africa, check each vendor's data processing agreements.

Data last verified: 11 June 2026