Head-to-Head Specification Audit
Razorpay vs OneTrust
Indian SMBs & Startups · India
Specification Matrix
| Metric | Razorpay | OneTrust |
|---|---|---|
| Starting Price | $0/moBetter | $180/mo |
| API Rate Limit | 300 req/minTie | 300 req/minTie |
| Target Country | India | South Africa |
| Category | Payment Processing | Privacy & Compliance |
| Compliance (vendor-stated) | PCI-DSS, RBI Compliance | POPIA, GDPR, CCPA, LGPD, ISO27001 |
| Hosting Regions | IN-Mumbai, IN-Bangalore | US, EU, ZA |
| Native Integrations | 6 listedBetter | 5 listed |
Razorpay — Key Specs
Vendor-stated- ✓#1 payment gateway in India — 8M+ businesses use it
- ✓Supports UPI, NetBanking, Wallets, Cards, and EMI out of the box
- ✓Razorpay Capital offers working capital loans based on transaction history
- ✓RazorpayX business banking with INR-denominated accounts
OneTrust — Key Specs
Vendor-stated- ✓POPIA + GDPR + CCPA in one platform
- ✓Consent management built-in
- ✓Data mapping for POPIA Article 22
- ✓Used by 14,000+ companies globally
- ✓Automated DSAR (data subject request) handling
Frequently Asked Questions
Which is lower-priced, Razorpay or OneTrust?+
Razorpay starts at Free plan available, which is lower than OneTrust at $180/mo. Verify current pricing on each vendor's website.
Which compliance frameworks do Razorpay and OneTrust list?+
Razorpay additionally lists PCI-DSS, RBI Compliance. OneTrust additionally lists POPIA, GDPR, CCPA, LGPD, ISO27001. These are vendor-stated frameworks. VektorIndex has not independently audited these claims.
Does Razorpay or OneTrust list POPIA as a supported compliance framework?+
OneTrust lists POPIA (Protection of Personal Information Act) as a supported compliance framework per its vendor documentation. VektorIndex has not independently verified this claim. South African organisations should request the vendor's current Data Processing Agreement and confirm data residency settings before processing personal information. Razorpay does not list POPIA as a supported compliance framework in its public documentation. Contact the vendor to confirm their position before processing South African personal information.
Which has a higher documented API rate limit — Razorpay or OneTrust?+
Both Razorpay and OneTrust have the same documented API rate limit of 300 requests per minute. Verify current limits on each vendor's developer documentation.
Which data hosting regions do Razorpay and OneTrust support?+
Razorpay lists hosting regions: IN-Mumbai, IN-Bangalore. OneTrust lists hosting regions: US, EU, ZA. For data residency requirements in India, confirm exact region configuration directly with each vendor.
Data last updated: 29 August 2026 — Sourced from official vendor documentation. Not independently audited. Report incorrect information
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