Head-to-Head Specification Audit
Razorpay vs Monday.com
Indian SMBs & Startups · India
Specification Matrix
| Metric | Razorpay | Monday.com |
|---|---|---|
| Starting Price | $0/moBetter | $9/mo |
| API Rate Limit | 300 req/minBetter | 60 req/min |
| Target Country | India | South Africa |
| Category | Payment Processing | Project Management |
| Compliance (vendor-stated) | PCI-DSS, RBI Compliance | GDPR, ISO27001, SOC2, CCPA |
| Hosting Regions | IN-Mumbai, IN-Bangalore | US-East, EU-West, AU |
| Native Integrations | 6 listedTie | 6 listedTie |
Razorpay — Key Specs
Vendor-stated- ✓#1 payment gateway in India — 8M+ businesses use it
- ✓Supports UPI, NetBanking, Wallets, Cards, and EMI out of the box
- ✓Razorpay Capital offers working capital loans based on transaction history
- ✓RazorpayX business banking with INR-denominated accounts
Monday.com — Key Specs
Vendor-stated- ✓Column-level data encryption at rest and in transit
- ✓Flexible workflow automation with 200+ actions per board
- ✓Native integration with SAP and Oracle NetSuite
- ✓ISO 27001 certified data processing
Frequently Asked Questions
Which is lower-priced, Razorpay or Monday.com?+
Razorpay starts at Free plan available, which is lower than Monday.com at $9/mo. Verify current pricing on each vendor's website.
Which compliance frameworks do Razorpay and Monday.com list?+
Razorpay additionally lists PCI-DSS, RBI Compliance. Monday.com additionally lists GDPR, ISO27001, SOC2, CCPA. These are vendor-stated frameworks. VektorIndex has not independently audited these claims.
Which has a higher documented API rate limit — Razorpay or Monday.com?+
Razorpay has a higher documented API rate limit at 300 req/min versus Monday.com at 60 req/min.
Which data hosting regions do Razorpay and Monday.com support?+
Razorpay lists hosting regions: IN-Mumbai, IN-Bangalore. Monday.com lists hosting regions: US-East, EU-West, AU. For data residency requirements in India, confirm exact region configuration directly with each vendor.
Data last updated: 29 August 2026 — Sourced from official vendor documentation. Not independently audited. Report incorrect information
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