Head-to-Head Specification Audit
Razorpay vs Mekari
Indian SMBs & Startups · India
Specification Matrix
| Metric | Razorpay | Mekari |
|---|---|---|
| Starting Price | $0/moBetter | $8/mo |
| API Rate Limit | 300 req/minBetter | 60 req/min |
| Target Country | India | Indonesia |
| Category | Payment Processing | HR & People Ops |
| Compliance (vendor-stated) | PCI-DSS, RBI Compliance | PDP Law |
| Hosting Regions | IN-Mumbai, IN-Bangalore | ID-Jakarta |
| Native Integrations | 6 listedBetter | 4 listed |
Razorpay — Key Specs
Vendor-stated- ✓#1 payment gateway in India — 8M+ businesses use it
- ✓Supports UPI, NetBanking, Wallets, Cards, and EMI out of the box
- ✓Razorpay Capital offers working capital loans based on transaction history
- ✓RazorpayX business banking with INR-denominated accounts
Mekari — Key Specs
Vendor-stated- ✓Leading Indonesian HR software — Gadjian, Talenta, and Jurnal combined
- ✓BPJS, PPh 21, and Indonesian payroll tax fully automated
- ✓Mobile-first design built for Indonesian workforce management
- ✓Local support in Bahasa Indonesia
Frequently Asked Questions
Which is lower-priced, Razorpay or Mekari?+
Razorpay starts at Free plan available, which is lower than Mekari at $8/mo. Verify current pricing on each vendor's website.
Which compliance frameworks do Razorpay and Mekari list?+
Razorpay additionally lists PCI-DSS, RBI Compliance. Mekari additionally lists PDP Law. These are vendor-stated frameworks. VektorIndex has not independently audited these claims.
Which has a higher documented API rate limit — Razorpay or Mekari?+
Razorpay has a higher documented API rate limit at 300 req/min versus Mekari at 60 req/min.
Which data hosting regions do Razorpay and Mekari support?+
Razorpay lists hosting regions: IN-Mumbai, IN-Bangalore. Mekari lists hosting regions: ID-Jakarta. For data residency requirements in India, confirm exact region configuration directly with each vendor.
Data last updated: 29 August 2026 — Sourced from official vendor documentation. Not independently audited. Report incorrect information
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