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Independent directory. VektorIndex is not affiliated with or sponsored by any third-party vendor. (VektorIndex's own developer tools are also listed, identified by name.) All specifications are sourced from official vendor documentation and are not independently audited.
Note: Razorpay (Payment Processing) and Duck Creek Technologies (Insurance Software) are in different software categories. This comparison may be relevant if you are evaluating them for overlapping use cases. For same-category comparisons, browse Payment Processing tools.

Head-to-Head Specification Audit

Razorpay vs Duck Creek Technologies

Indian SMBs & Startups · India

Payment Processing

Razorpay

Indian SMBs & Startups · India

Visit Razorpay

Insurance Software

Duck Creek Technologies

Insurance Core Systems Platform · United States

Visit Duck Creek Technologies

Specification Matrix

MetricRazorpayDuck Creek Technologies
Starting Price$0/moCustom pricing
API Rate Limit300 req/minBetter80 req/min
Target CountryIndiaUnited States
CategoryPayment ProcessingInsurance Software
Compliance (vendor-stated)PCI-DSS, RBI ComplianceSOC2, ISO27001, NAIC
Hosting RegionsIN-Mumbai, IN-BangaloreUS-East, US-West, EU-West
Native Integrations6 listedTie6 listedTie

Razorpay — Key Specs

Vendor-stated
  • #1 payment gateway in India — 8M+ businesses use it
  • Supports UPI, NetBanking, Wallets, Cards, and EMI out of the box
  • Razorpay Capital offers working capital loans based on transaction history
  • RazorpayX business banking with INR-denominated accounts

Duck Creek Technologies — Key Specs

Vendor-stated
  • Cloud-native P&C insurance platform — fast SaaS deployment
  • Duck Creek Intelligence: AI analytics and decision engine
  • SOC 2 Type II, ISO 27001
  • Strong US market: 100+ carriers on platform

Frequently Asked Questions

Which is lower-priced, Razorpay or Duck Creek Technologies?+

Duck Creek Technologies uses custom pricing. Razorpay starts at Free plan available. Contact Duck Creek Technologies directly for a quote.

Which compliance frameworks do Razorpay and Duck Creek Technologies list?+

Razorpay additionally lists PCI-DSS, RBI Compliance. Duck Creek Technologies additionally lists SOC2, ISO27001, NAIC. These are vendor-stated frameworks. VektorIndex has not independently audited these claims.

Which has a higher documented API rate limit — Razorpay or Duck Creek Technologies?+

Razorpay has a higher documented API rate limit at 300 req/min versus Duck Creek Technologies at 80 req/min.

Which data hosting regions do Razorpay and Duck Creek Technologies support?+

Razorpay lists hosting regions: IN-Mumbai, IN-Bangalore. Duck Creek Technologies lists hosting regions: US-East, US-West, EU-West. For data residency requirements in India, confirm exact region configuration directly with each vendor.

Data last updated: 29 August 2026Sourced from official vendor documentation. Not independently audited. Report incorrect information

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Razorpay vs Duck Creek Technologies for Indian SMBs & Startups in India | VektorIndex