Head-to-Head Specification Audit
Razorpay vs Dojah
Indian SMBs & Startups · India
Specification Matrix
| Metric | Razorpay | Dojah |
|---|---|---|
| Starting Price | $0/mo | Custom pricing |
| API Rate Limit | 300 req/minTie | 300 req/minTie |
| Target Country | India | Africa |
| Category | Payment Processing | KYC & Identity Verification |
| Compliance (vendor-stated) | PCI-DSS, RBI Compliance | NDPR, POPIA, Kenya DPA, FATF Recommendations |
| Hosting Regions | IN-Mumbai, IN-Bangalore | NG-Lagos, EU-West |
| Native Integrations | 6 listedBetter | 5 listed |
Razorpay — Key Specs
Vendor-stated- ✓#1 payment gateway in India — 8M+ businesses use it
- ✓Supports UPI, NetBanking, Wallets, Cards, and EMI out of the box
- ✓Razorpay Capital offers working capital loans based on transaction history
- ✓RazorpayX business banking with INR-denominated accounts
Dojah — Key Specs
Vendor-stated- ✓Lowest-cost KYC API in Africa — from $0.04 per verification
- ✓Covers Nigeria, Ghana, Kenya, South Africa, Uganda, Rwanda
- ✓AML screening, document OCR, and liveness in one API
- ✓No-code verification flow builder — deploy in hours not weeks
- ✓Plug-and-play compliance for early-stage fintechs
Frequently Asked Questions
Which is lower-priced, Razorpay or Dojah?+
Dojah uses custom pricing. Razorpay starts at Free plan available. Contact Dojah directly for a quote.
Which compliance frameworks do Razorpay and Dojah list?+
Razorpay additionally lists PCI-DSS, RBI Compliance. Dojah additionally lists NDPR, POPIA, Kenya DPA, FATF Recommendations. These are vendor-stated frameworks. VektorIndex has not independently audited these claims.
Does Razorpay or Dojah list POPIA as a supported compliance framework?+
Dojah lists POPIA (Protection of Personal Information Act) as a supported compliance framework per its vendor documentation. VektorIndex has not independently verified this claim. South African organisations should request the vendor's current Data Processing Agreement and confirm data residency settings before processing personal information. Razorpay does not list POPIA as a supported compliance framework in its public documentation. Contact the vendor to confirm their position before processing South African personal information.
Which has a higher documented API rate limit — Razorpay or Dojah?+
Both Razorpay and Dojah have the same documented API rate limit of 300 requests per minute. Verify current limits on each vendor's developer documentation.
Which data hosting regions do Razorpay and Dojah support?+
Razorpay lists hosting regions: IN-Mumbai, IN-Bangalore. Dojah lists hosting regions: NG-Lagos, EU-West. For data residency requirements in India, confirm exact region configuration directly with each vendor.
Data last updated: 29 August 2026 — Sourced from official vendor documentation. Not independently audited. Report incorrect information
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