Head-to-Head Specification Audit
Paystack vs Dojah
Nigerian & African Businesses · Nigeria
Specification Matrix
| Metric | Paystack | Dojah |
|---|---|---|
| Starting Price | $0/mo | Custom pricing |
| API Rate Limit | 300 req/minTie | 300 req/minTie |
| Target Country | Nigeria | Africa |
| Category | Payment Processing | KYC & Identity Verification |
| Compliance (vendor-stated) | NDPA, CBN Licensed, PCI-DSS | NDPR, POPIA, Kenya DPA, FATF Recommendations |
| Hosting Regions | NG-Lagos, GH-Accra, ZA-Johannesburg | NG-Lagos, EU-West |
| Native Integrations | 5 listedTie | 5 listedTie |
Paystack — Key Specs
Vendor-stated- ✓Acquired by Stripe — a widely-used payment API serving African markets
- ✓Supports Nigerian bank transfers, USSD, Visa/Mastercard, and mobile money
- ✓Instant settlement to Nigerian bank accounts
- ✓Now available in Ghana, South Africa, Kenya, Ivory Coast
Dojah — Key Specs
Vendor-stated- ✓Lowest-cost KYC API in Africa — from $0.04 per verification
- ✓Covers Nigeria, Ghana, Kenya, South Africa, Uganda, Rwanda
- ✓AML screening, document OCR, and liveness in one API
- ✓No-code verification flow builder — deploy in hours not weeks
- ✓Plug-and-play compliance for early-stage fintechs
Frequently Asked Questions
Which is lower-priced, Paystack or Dojah?+
Dojah uses custom pricing. Paystack starts at Free plan available. Contact Dojah directly for a quote.
Which compliance frameworks do Paystack and Dojah list?+
Paystack additionally lists NDPA, CBN Licensed, PCI-DSS. Dojah additionally lists NDPR, POPIA, Kenya DPA, FATF Recommendations. These are vendor-stated frameworks. VektorIndex has not independently audited these claims.
Does Paystack or Dojah list POPIA as a supported compliance framework?+
Dojah lists POPIA (Protection of Personal Information Act) as a supported compliance framework per its vendor documentation. VektorIndex has not independently verified this claim. South African organisations should request the vendor's current Data Processing Agreement and confirm data residency settings before processing personal information. Paystack does not list POPIA as a supported compliance framework in its public documentation. Contact the vendor to confirm their position before processing South African personal information.
Which has a higher documented API rate limit — Paystack or Dojah?+
Both Paystack and Dojah have the same documented API rate limit of 300 requests per minute. Verify current limits on each vendor's developer documentation.
Which data hosting regions do Paystack and Dojah support?+
Paystack lists hosting regions: NG-Lagos, GH-Accra, ZA-Johannesburg. Dojah lists hosting regions: NG-Lagos, EU-West. For data residency requirements in Nigeria, confirm exact region configuration directly with each vendor.
Data last updated: 29 August 2026 — Sourced from official vendor documentation. Not independently audited. Report incorrect information
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