Head-to-Head Specification Audit
Paystack vs Cloudflare
Nigerian & African Businesses · Nigeria
Specification Matrix
| Metric | Paystack | Cloudflare |
|---|---|---|
| Starting Price | $0/moTie | $0/moTie |
| API Rate Limit | 300 req/min | 1200 req/minBetter |
| Target Country | Nigeria | Global |
| Category | Payment Processing | Security & CDN |
| Compliance (vendor-stated) | NDPA, CBN Licensed, PCI-DSS | GDPR, SOC2, ISO27001, HIPAA, PCI-DSS, FedRAMP |
| Hosting Regions | NG-Lagos, GH-Accra, ZA-Johannesburg | Global-300-PoPs |
| Native Integrations | 5 listed | 8 listedBetter |
Paystack — Key Specs
Vendor-stated- ✓Acquired by Stripe — a widely-used payment API serving African markets
- ✓Supports Nigerian bank transfers, USSD, Visa/Mastercard, and mobile money
- ✓Instant settlement to Nigerian bank accounts
- ✓Now available in Ghana, South Africa, Kenya, Ivory Coast
Cloudflare — Key Specs
Vendor-stated- ✓Free CDN with 300+ global edge nodes reduces page load time by 40-60% for most sites
- ✓DDoS protection rated up to 321 Tbps — largest network capacity in the industry
- ✓Workers serverless platform runs compute at 0ms cold start in 300+ locations globally
- ✓Cloudflare Tunnel exposes private internal services securely without opening firewall ports
Frequently Asked Questions
Which is lower-priced, Paystack or Cloudflare?+
Both tools start at Free plan available on their entry plans.
Which compliance frameworks do Paystack and Cloudflare list?+
Both list PCI-DSS in their vendor documentation. Paystack additionally lists NDPA, CBN Licensed. Cloudflare additionally lists GDPR, SOC2, ISO27001, HIPAA, FedRAMP. These are vendor-stated frameworks. VektorIndex has not independently audited these claims.
Which has a higher documented API rate limit — Paystack or Cloudflare?+
Cloudflare has a higher documented API rate limit at 1200 req/min versus Paystack at 300 req/min.
Which data hosting regions do Paystack and Cloudflare support?+
Paystack lists hosting regions: NG-Lagos, GH-Accra, ZA-Johannesburg. Cloudflare lists hosting regions: Global-300-PoPs. For data residency requirements in Nigeria, confirm exact region configuration directly with each vendor.
Data last updated: 29 August 2026 — Sourced from official vendor documentation. Not independently audited. Report incorrect information
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