Head-to-Head Specification Audit
PayFast vs SAP Ariba
E-Commerce & SaaS Businesses · South Africa
Specification Matrix
| Metric | PayFast | SAP Ariba |
|---|---|---|
| Starting Price | $0/mo | Custom pricing |
| API Rate Limit | 60 req/min | 100 req/minBetter |
| Target Country | South Africa | Global |
| Category | Payment Processing API | Supply Chain & Procurement |
| Compliance (vendor-stated) | POPIA, PCI-DSS | SOC2, ISO27001, GDPR, UFLPA |
| Hosting Regions | ZA-Cape-Town, ZA-Johannesburg | EU-West, US-East, AP-Southeast |
| Native Integrations | 6 listedBetter | 5 listed |
PayFast — Key Specs
Vendor-stated- ✓Only major payment gateway with POPIA-compliant ZA data residency by default
- ✓Supports EFT, credit card, Instant EFT, Mobicred, and SnapScan natively
- ✓No monthly fee — pay 2.0–3.5% per transaction only
- ✓Recurring billing API supports subscription SaaS models out of the box
SAP Ariba — Key Specs
Vendor-stated- ✓Largest procurement network — 4.5M suppliers connected
- ✓AI-powered spend analytics and supplier risk scoring
- ✓SOC 2, ISO 27001, GDPR compliant
- ✓UFLPA forced labor screening module available
Frequently Asked Questions
Which is lower-priced, PayFast or SAP Ariba?+
SAP Ariba uses custom pricing. PayFast starts at Free plan available. Contact SAP Ariba directly for a quote.
Which compliance frameworks do PayFast and SAP Ariba list?+
PayFast additionally lists POPIA, PCI-DSS. SAP Ariba additionally lists SOC2, ISO27001, GDPR, UFLPA. These are vendor-stated frameworks. VektorIndex has not independently audited these claims.
Does PayFast or SAP Ariba list POPIA as a supported compliance framework?+
PayFast lists POPIA (Protection of Personal Information Act) as a supported compliance framework per its vendor documentation. VektorIndex has not independently verified this claim. South African organisations should request the vendor's current Data Processing Agreement and confirm data residency settings before processing personal information. SAP Ariba does not list POPIA as a supported compliance framework in its public documentation. Contact the vendor to confirm their position before processing South African personal information.
Which has a higher documented API rate limit — PayFast or SAP Ariba?+
SAP Ariba has a higher documented API rate limit at 100 req/min versus PayFast at 60 req/min.
Which data hosting regions do PayFast and SAP Ariba support?+
PayFast lists hosting regions: ZA-Cape-Town, ZA-Johannesburg. SAP Ariba lists hosting regions: EU-West, US-East, AP-Southeast. For data residency requirements in South Africa, confirm exact region configuration directly with each vendor.
Data last updated: 29 August 2026 — Sourced from official vendor documentation. Not independently audited. Report incorrect information
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