Head-to-Head Specification Audit
PayFast vs OneTrust
E-Commerce & SaaS Businesses · South Africa
Specification Matrix
| Metric | PayFast | OneTrust |
|---|---|---|
| Starting Price | $0/moBetter | $180/mo |
| API Rate Limit | 60 req/min | 300 req/minBetter |
| Target Country | South Africa | South Africa |
| Category | Payment Processing API | Privacy & Compliance |
| Compliance (vendor-stated) | POPIA, PCI-DSS | POPIA, GDPR, CCPA, LGPD, ISO27001 |
| Hosting Regions | ZA-Cape-Town, ZA-Johannesburg | US, EU, ZA |
| Native Integrations | 6 listedBetter | 5 listed |
PayFast — Key Specs
Vendor-stated- ✓Only major payment gateway with POPIA-compliant ZA data residency by default
- ✓Supports EFT, credit card, Instant EFT, Mobicred, and SnapScan natively
- ✓No monthly fee — pay 2.0–3.5% per transaction only
- ✓Recurring billing API supports subscription SaaS models out of the box
OneTrust — Key Specs
Vendor-stated- ✓POPIA + GDPR + CCPA in one platform
- ✓Consent management built-in
- ✓Data mapping for POPIA Article 22
- ✓Used by 14,000+ companies globally
- ✓Automated DSAR (data subject request) handling
Frequently Asked Questions
Which is lower-priced, PayFast or OneTrust?+
PayFast starts at Free plan available, which is lower than OneTrust at $180/mo. Verify current pricing on each vendor's website.
Which compliance frameworks do PayFast and OneTrust list?+
Both list POPIA in their vendor documentation. PayFast additionally lists PCI-DSS. OneTrust additionally lists GDPR, CCPA, LGPD, ISO27001. These are vendor-stated frameworks. VektorIndex has not independently audited these claims.
Does PayFast or OneTrust list POPIA as a supported compliance framework?+
PayFast lists POPIA (Protection of Personal Information Act) as a supported compliance framework per its vendor documentation. VektorIndex has not independently verified this claim. South African organisations should request the vendor's current Data Processing Agreement and confirm data residency settings before processing personal information. OneTrust lists POPIA (Protection of Personal Information Act) as a supported compliance framework per its vendor documentation. VektorIndex has not independently verified this claim. South African organisations should request the vendor's current Data Processing Agreement and confirm data residency settings before processing personal information.
Which has a higher documented API rate limit — PayFast or OneTrust?+
OneTrust has a higher documented API rate limit at 300 req/min versus PayFast at 60 req/min.
Which data hosting regions do PayFast and OneTrust support?+
PayFast lists hosting regions: ZA-Cape-Town, ZA-Johannesburg. OneTrust lists hosting regions: US, EU, ZA. For data residency requirements in South Africa, confirm exact region configuration directly with each vendor.
Data last updated: 29 August 2026 — Sourced from official vendor documentation. Not independently audited. Report incorrect information
Related Payment Processing API Comparisons
Is this your tool?
Claim or upgrade your VektorIndex listing
Get a Verified badge, add your own specs, and appear at the top of comparison pages.