Head-to-Head Specification Audit
PayFast vs Holm Security
E-Commerce & SaaS Businesses · South Africa
NIS2 Cybersecurity Compliance
Holm Security
Critical Infrastructure & Mid-Market IT · European Union
Visit Holm Security →Specification Matrix
| Metric | PayFast | Holm Security |
|---|---|---|
| Starting Price | $0/mo | Custom pricing |
| API Rate Limit | 60 req/minTie | 60 req/minTie |
| Target Country | South Africa | European Union |
| Category | Payment Processing API | NIS2 Cybersecurity Compliance |
| Compliance (vendor-stated) | POPIA, PCI-DSS | NIS2, ISO 27001, GDPR, CIS Controls, DORA |
| Hosting Regions | ZA-Cape-Town, ZA-Johannesburg | EU-North, EU-West |
| Native Integrations | 6 listedBetter | 4 listed |
PayFast — Key Specs
Vendor-stated- ✓Only major payment gateway with POPIA-compliant ZA data residency by default
- ✓Supports EFT, credit card, Instant EFT, Mobicred, and SnapScan natively
- ✓No monthly fee — pay 2.0–3.5% per transaction only
- ✓Recurring billing API supports subscription SaaS models out of the box
Holm Security — Key Specs
Vendor-stated- ✓First vulnerability management platform with NIS2 compliance module
- ✓Combined network + web app + API scanning in one platform
- ✓Automated NIS2 Article 21 risk assessment reports
- ✓Continuous monitoring with 24-hour incident detection SLA
- ✓Swedish-headquartered — native EU data residency
Frequently Asked Questions
Which is lower-priced, PayFast or Holm Security?+
Holm Security uses custom pricing. PayFast starts at Free plan available. Contact Holm Security directly for a quote.
Which compliance frameworks do PayFast and Holm Security list?+
PayFast additionally lists POPIA, PCI-DSS. Holm Security additionally lists NIS2, ISO 27001, GDPR, CIS Controls, DORA. These are vendor-stated frameworks. VektorIndex has not independently audited these claims.
Does PayFast or Holm Security list POPIA as a supported compliance framework?+
PayFast lists POPIA (Protection of Personal Information Act) as a supported compliance framework per its vendor documentation. VektorIndex has not independently verified this claim. South African organisations should request the vendor's current Data Processing Agreement and confirm data residency settings before processing personal information. Holm Security does not list POPIA as a supported compliance framework in its public documentation. Contact the vendor to confirm their position before processing South African personal information.
Which has a higher documented API rate limit — PayFast or Holm Security?+
Both PayFast and Holm Security have the same documented API rate limit of 60 requests per minute. Verify current limits on each vendor's developer documentation.
Which data hosting regions do PayFast and Holm Security support?+
PayFast lists hosting regions: ZA-Cape-Town, ZA-Johannesburg. Holm Security lists hosting regions: EU-North, EU-West. For data residency requirements in South Africa, confirm exact region configuration directly with each vendor.
Data last updated: 29 August 2026 — Sourced from official vendor documentation. Not independently audited. Report incorrect information
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