Head-to-Head Specification Audit
PayFast vs Dojah
E-Commerce & SaaS Businesses · South Africa
Specification Matrix
| Metric | PayFast | Dojah |
|---|---|---|
| Starting Price | $0/mo | Custom pricing |
| API Rate Limit | 60 req/min | 300 req/minBetter |
| Target Country | South Africa | Africa |
| Category | Payment Processing API | KYC & Identity Verification |
| Compliance (vendor-stated) | POPIA, PCI-DSS | NDPR, POPIA, Kenya DPA, FATF Recommendations |
| Hosting Regions | ZA-Cape-Town, ZA-Johannesburg | NG-Lagos, EU-West |
| Native Integrations | 6 listedBetter | 5 listed |
PayFast — Key Specs
Vendor-stated- ✓Only major payment gateway with POPIA-compliant ZA data residency by default
- ✓Supports EFT, credit card, Instant EFT, Mobicred, and SnapScan natively
- ✓No monthly fee — pay 2.0–3.5% per transaction only
- ✓Recurring billing API supports subscription SaaS models out of the box
Dojah — Key Specs
Vendor-stated- ✓Lowest-cost KYC API in Africa — from $0.04 per verification
- ✓Covers Nigeria, Ghana, Kenya, South Africa, Uganda, Rwanda
- ✓AML screening, document OCR, and liveness in one API
- ✓No-code verification flow builder — deploy in hours not weeks
- ✓Plug-and-play compliance for early-stage fintechs
Frequently Asked Questions
Which is lower-priced, PayFast or Dojah?+
Dojah uses custom pricing. PayFast starts at Free plan available. Contact Dojah directly for a quote.
Which compliance frameworks do PayFast and Dojah list?+
Both list POPIA in their vendor documentation. PayFast additionally lists PCI-DSS. Dojah additionally lists NDPR, Kenya DPA, FATF Recommendations. These are vendor-stated frameworks. VektorIndex has not independently audited these claims.
Does PayFast or Dojah list POPIA as a supported compliance framework?+
PayFast lists POPIA (Protection of Personal Information Act) as a supported compliance framework per its vendor documentation. VektorIndex has not independently verified this claim. South African organisations should request the vendor's current Data Processing Agreement and confirm data residency settings before processing personal information. Dojah lists POPIA (Protection of Personal Information Act) as a supported compliance framework per its vendor documentation. VektorIndex has not independently verified this claim. South African organisations should request the vendor's current Data Processing Agreement and confirm data residency settings before processing personal information.
Which has a higher documented API rate limit — PayFast or Dojah?+
Dojah has a higher documented API rate limit at 300 req/min versus PayFast at 60 req/min.
Which data hosting regions do PayFast and Dojah support?+
PayFast lists hosting regions: ZA-Cape-Town, ZA-Johannesburg. Dojah lists hosting regions: NG-Lagos, EU-West. For data residency requirements in South Africa, confirm exact region configuration directly with each vendor.
Data last updated: 29 August 2026 — Sourced from official vendor documentation. Not independently audited. Report incorrect information
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