Head-to-Head Specification Audit
OneTrust vs PayFast
Legal and Compliance Teams · South Africa
Specification Matrix
| Metric | OneTrust | PayFast |
|---|---|---|
| Starting Price | $180/mo | $0/moBetter |
| API Rate Limit | 300 req/minBetter | 60 req/min |
| Target Country | South Africa | South Africa |
| Category | Privacy & Compliance | Payment Processing API |
| Compliance (vendor-stated) | POPIA, GDPR, CCPA, LGPD, ISO27001 | POPIA, PCI-DSS |
| Hosting Regions | US, EU, ZA | ZA-Cape-Town, ZA-Johannesburg |
| Native Integrations | 5 listed | 6 listedBetter |
OneTrust — Key Specs
Vendor-stated- ✓POPIA + GDPR + CCPA in one platform
- ✓Consent management built-in
- ✓Data mapping for POPIA Article 22
- ✓Used by 14,000+ companies globally
- ✓Automated DSAR (data subject request) handling
PayFast — Key Specs
Vendor-stated- ✓Only major payment gateway with POPIA-compliant ZA data residency by default
- ✓Supports EFT, credit card, Instant EFT, Mobicred, and SnapScan natively
- ✓No monthly fee — pay 2.0–3.5% per transaction only
- ✓Recurring billing API supports subscription SaaS models out of the box
Frequently Asked Questions
Which is lower-priced, OneTrust or PayFast?+
PayFast starts at Free plan available, which is lower than OneTrust at $180/mo. Verify current pricing on each vendor's website.
Which compliance frameworks do OneTrust and PayFast list?+
Both list POPIA in their vendor documentation. OneTrust additionally lists GDPR, CCPA, LGPD, ISO27001. PayFast additionally lists PCI-DSS. These are vendor-stated frameworks. VektorIndex has not independently audited these claims.
Does OneTrust or PayFast list POPIA as a supported compliance framework?+
OneTrust lists POPIA (Protection of Personal Information Act) as a supported compliance framework per its vendor documentation. VektorIndex has not independently verified this claim. South African organisations should request the vendor's current Data Processing Agreement and confirm data residency settings before processing personal information. PayFast lists POPIA (Protection of Personal Information Act) as a supported compliance framework per its vendor documentation. VektorIndex has not independently verified this claim. South African organisations should request the vendor's current Data Processing Agreement and confirm data residency settings before processing personal information.
Which has a higher documented API rate limit — OneTrust or PayFast?+
OneTrust has a higher documented API rate limit at 300 req/min versus PayFast at 60 req/min.
Which data hosting regions do OneTrust and PayFast support?+
OneTrust lists hosting regions: US, EU, ZA. PayFast lists hosting regions: ZA-Cape-Town, ZA-Johannesburg. For data residency requirements in South Africa, confirm exact region configuration directly with each vendor.
Data last updated: 29 August 2026 — Sourced from official vendor documentation. Not independently audited. Report incorrect information
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