Head-to-Head Specification Audit
Okta vs Stitch Money
Enterprise IT & Security Teams · Global
Specification Matrix
| Metric | Okta | Stitch Money |
|---|---|---|
| Starting Price | $2/mo | Custom pricing |
| API Rate Limit | 200 req/minBetter | 100 req/min |
| Target Country | Global | South Africa |
| Category | Authentication & Identity | Open Banking |
| Compliance (vendor-stated) | GDPR, SOC2, ISO27001, HIPAA, FedRAMP, CCPA | POPIA, PCI-DSS |
| Hosting Regions | US-East, EU-West, AP-Southeast, AU-East | AF-South |
| Native Integrations | 7 listedBetter | 6 listed |
Okta — Key Specs
Vendor-stated- ✓Universal directory manages identities across all apps from a single control plane
- ✓Lifecycle management automates user provisioning and deprovisioning via SCIM
- ✓Adaptive MFA applies contextual risk scoring to each login without user friction
- ✓Workforce Identity and Customer Identity both on one platform — single contract
Stitch Money — Key Specs
Vendor-stated- ✓South Africa's leading open banking API — Plaid equivalent for SA
- ✓Instant EFT, account verification, income verification
- ✓Lists POPIA compliance framework — SA data residency only (vendor-stated)
- ✓Used by Lula, Zoona, LifeCheq for credit scoring
Frequently Asked Questions
Which is lower-priced, Okta or Stitch Money?+
Stitch Money uses custom pricing. Okta starts at $2/mo. Contact Stitch Money directly for a quote.
Which compliance frameworks do Okta and Stitch Money list?+
Okta additionally lists GDPR, SOC2, ISO27001, HIPAA, FedRAMP, CCPA. Stitch Money additionally lists POPIA, PCI-DSS. These are vendor-stated frameworks. VektorIndex has not independently audited these claims.
Does Okta or Stitch Money list POPIA as a supported compliance framework?+
Stitch Money lists POPIA (Protection of Personal Information Act) as a supported compliance framework per its vendor documentation. VektorIndex has not independently verified this claim. South African organisations should request the vendor's current Data Processing Agreement and confirm data residency settings before processing personal information. Okta does not list POPIA as a supported compliance framework in its public documentation. Contact the vendor to confirm their position before processing South African personal information.
Which has a higher documented API rate limit — Okta or Stitch Money?+
Okta has a higher documented API rate limit at 200 req/min versus Stitch Money at 100 req/min.
Which data hosting regions do Okta and Stitch Money support?+
Okta lists hosting regions: US-East, EU-West, AP-Southeast, AU-East. Stitch Money lists hosting regions: AF-South. For data residency requirements in Global, confirm exact region configuration directly with each vendor.
Data last updated: 29 August 2026 — Sourced from official vendor documentation. Not independently audited. Report incorrect information
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