Head-to-Head Specification Audit
Okta vs Razorpay
Enterprise IT & Security Teams · Global
Specification Matrix
| Metric | Okta | Razorpay |
|---|---|---|
| Starting Price | $2/mo | $0/moBetter |
| API Rate Limit | 200 req/min | 300 req/minBetter |
| Target Country | Global | India |
| Category | Authentication & Identity | Payment Processing |
| Compliance (vendor-stated) | GDPR, SOC2, ISO27001, HIPAA, FedRAMP, CCPA | PCI-DSS, RBI Compliance |
| Hosting Regions | US-East, EU-West, AP-Southeast, AU-East | IN-Mumbai, IN-Bangalore |
| Native Integrations | 7 listedBetter | 6 listed |
Okta — Key Specs
Vendor-stated- ✓Universal directory manages identities across all apps from a single control plane
- ✓Lifecycle management automates user provisioning and deprovisioning via SCIM
- ✓Adaptive MFA applies contextual risk scoring to each login without user friction
- ✓Workforce Identity and Customer Identity both on one platform — single contract
Razorpay — Key Specs
Vendor-stated- ✓#1 payment gateway in India — 8M+ businesses use it
- ✓Supports UPI, NetBanking, Wallets, Cards, and EMI out of the box
- ✓Razorpay Capital offers working capital loans based on transaction history
- ✓RazorpayX business banking with INR-denominated accounts
Frequently Asked Questions
Which is lower-priced, Okta or Razorpay?+
Razorpay starts at Free plan available, which is lower than Okta at $2/mo. Verify current pricing on each vendor's website.
Which compliance frameworks do Okta and Razorpay list?+
Okta additionally lists GDPR, SOC2, ISO27001, HIPAA, FedRAMP, CCPA. Razorpay additionally lists PCI-DSS, RBI Compliance. These are vendor-stated frameworks. VektorIndex has not independently audited these claims.
Which has a higher documented API rate limit — Okta or Razorpay?+
Razorpay has a higher documented API rate limit at 300 req/min versus Okta at 200 req/min.
Which data hosting regions do Okta and Razorpay support?+
Okta lists hosting regions: US-East, EU-West, AP-Southeast, AU-East. Razorpay lists hosting regions: IN-Mumbai, IN-Bangalore. For data residency requirements in Global, confirm exact region configuration directly with each vendor.
Data last updated: 29 August 2026 — Sourced from official vendor documentation. Not independently audited. Report incorrect information
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