Head-to-Head Specification Audit
Okta vs Paystack
Enterprise IT & Security Teams · Global
Specification Matrix
| Metric | Okta | Paystack |
|---|---|---|
| Starting Price | $2/mo | $0/moBetter |
| API Rate Limit | 200 req/min | 300 req/minBetter |
| Target Country | Global | Nigeria |
| Category | Authentication & Identity | Payment Processing |
| Compliance (vendor-stated) | GDPR, SOC2, ISO27001, HIPAA, FedRAMP, CCPA | NDPA, CBN Licensed, PCI-DSS |
| Hosting Regions | US-East, EU-West, AP-Southeast, AU-East | NG-Lagos, GH-Accra, ZA-Johannesburg |
| Native Integrations | 7 listedBetter | 5 listed |
Okta — Key Specs
Vendor-stated- ✓Universal directory manages identities across all apps from a single control plane
- ✓Lifecycle management automates user provisioning and deprovisioning via SCIM
- ✓Adaptive MFA applies contextual risk scoring to each login without user friction
- ✓Workforce Identity and Customer Identity both on one platform — single contract
Paystack — Key Specs
Vendor-stated- ✓Acquired by Stripe — a widely-used payment API serving African markets
- ✓Supports Nigerian bank transfers, USSD, Visa/Mastercard, and mobile money
- ✓Instant settlement to Nigerian bank accounts
- ✓Now available in Ghana, South Africa, Kenya, Ivory Coast
Frequently Asked Questions
Which is lower-priced, Okta or Paystack?+
Paystack starts at Free plan available, which is lower than Okta at $2/mo. Verify current pricing on each vendor's website.
Which compliance frameworks do Okta and Paystack list?+
Okta additionally lists GDPR, SOC2, ISO27001, HIPAA, FedRAMP, CCPA. Paystack additionally lists NDPA, CBN Licensed, PCI-DSS. These are vendor-stated frameworks. VektorIndex has not independently audited these claims.
Which has a higher documented API rate limit — Okta or Paystack?+
Paystack has a higher documented API rate limit at 300 req/min versus Okta at 200 req/min.
Which data hosting regions do Okta and Paystack support?+
Okta lists hosting regions: US-East, EU-West, AP-Southeast, AU-East. Paystack lists hosting regions: NG-Lagos, GH-Accra, ZA-Johannesburg. For data residency requirements in Global, confirm exact region configuration directly with each vendor.
Data last updated: 29 August 2026 — Sourced from official vendor documentation. Not independently audited. Report incorrect information
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