Head-to-Head Specification Audit
Okta vs PayFast
Enterprise IT & Security Teams · Global
Specification Matrix
| Metric | Okta | PayFast |
|---|---|---|
| Starting Price | $2/mo | $0/moBetter |
| API Rate Limit | 200 req/minBetter | 60 req/min |
| Target Country | Global | South Africa |
| Category | Authentication & Identity | Payment Processing API |
| Compliance (vendor-stated) | GDPR, SOC2, ISO27001, HIPAA, FedRAMP, CCPA | POPIA, PCI-DSS |
| Hosting Regions | US-East, EU-West, AP-Southeast, AU-East | ZA-Cape-Town, ZA-Johannesburg |
| Native Integrations | 7 listedBetter | 6 listed |
Okta — Key Specs
Vendor-stated- ✓Universal directory manages identities across all apps from a single control plane
- ✓Lifecycle management automates user provisioning and deprovisioning via SCIM
- ✓Adaptive MFA applies contextual risk scoring to each login without user friction
- ✓Workforce Identity and Customer Identity both on one platform — single contract
PayFast — Key Specs
Vendor-stated- ✓Only major payment gateway with POPIA-compliant ZA data residency by default
- ✓Supports EFT, credit card, Instant EFT, Mobicred, and SnapScan natively
- ✓No monthly fee — pay 2.0–3.5% per transaction only
- ✓Recurring billing API supports subscription SaaS models out of the box
Frequently Asked Questions
Which is lower-priced, Okta or PayFast?+
PayFast starts at Free plan available, which is lower than Okta at $2/mo. Verify current pricing on each vendor's website.
Which compliance frameworks do Okta and PayFast list?+
Okta additionally lists GDPR, SOC2, ISO27001, HIPAA, FedRAMP, CCPA. PayFast additionally lists POPIA, PCI-DSS. These are vendor-stated frameworks. VektorIndex has not independently audited these claims.
Does Okta or PayFast list POPIA as a supported compliance framework?+
PayFast lists POPIA (Protection of Personal Information Act) as a supported compliance framework per its vendor documentation. VektorIndex has not independently verified this claim. South African organisations should request the vendor's current Data Processing Agreement and confirm data residency settings before processing personal information. Okta does not list POPIA as a supported compliance framework in its public documentation. Contact the vendor to confirm their position before processing South African personal information.
Which has a higher documented API rate limit — Okta or PayFast?+
Okta has a higher documented API rate limit at 200 req/min versus PayFast at 60 req/min.
Which data hosting regions do Okta and PayFast support?+
Okta lists hosting regions: US-East, EU-West, AP-Southeast, AU-East. PayFast lists hosting regions: ZA-Cape-Town, ZA-Johannesburg. For data residency requirements in Global, confirm exact region configuration directly with each vendor.
Data last updated: 29 August 2026 — Sourced from official vendor documentation. Not independently audited. Report incorrect information
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