Head-to-Head Specification Audit
Deel vs Luno
Global Contractor & Payroll Platform · Global
Specification Matrix
| Metric | Deel | Luno |
|---|---|---|
| Starting Price | $49/mo | $0/moBetter |
| API Rate Limit | 150 req/minBetter | 100 req/min |
| Target Country | Global | South Africa |
| Category | HR & Recruiting AI | Cryptocurrency Exchange |
| Compliance (vendor-stated) | GDPR, SOC2, CCPA, POPIA | FSCA, FICA, POPIA |
| Hosting Regions | US-East, EU-West, AP-Southeast | ZA, EU |
| Native Integrations | 6 listedBetter | 2 listed |
Deel — Key Specs
Vendor-stated- ✓Hire and pay contractors/employees in 150+ countries legally
- ✓South Africa EOR (Employer of Record) service available
- ✓Built-in contract templates per jurisdiction
- ✓Automated tax withholding and year-end compliance
Luno — Key Specs
Vendor-stated- ✓FSCA-registered in South Africa
- ✓ZAR on/off ramp
- ✓API for business accounts
- ✓Supports BTC ETH XRP USDC
- ✓Trusted by 10M+ users in SA
Frequently Asked Questions
Which is lower-priced, Deel or Luno?+
Luno starts at Free plan available, which is lower than Deel at $49/mo. Verify current pricing on each vendor's website.
Which compliance frameworks do Deel and Luno list?+
Both list POPIA in their vendor documentation. Deel additionally lists GDPR, SOC2, CCPA. Luno additionally lists FSCA, FICA. These are vendor-stated frameworks. VektorIndex has not independently audited these claims.
Does Deel or Luno list POPIA as a supported compliance framework?+
Deel lists POPIA (Protection of Personal Information Act) as a supported compliance framework per its vendor documentation. VektorIndex has not independently verified this claim. South African organisations should request the vendor's current Data Processing Agreement and confirm data residency settings before processing personal information. Luno lists POPIA (Protection of Personal Information Act) as a supported compliance framework per its vendor documentation. VektorIndex has not independently verified this claim. South African organisations should request the vendor's current Data Processing Agreement and confirm data residency settings before processing personal information.
Which has a higher documented API rate limit — Deel or Luno?+
Deel has a higher documented API rate limit at 150 req/min versus Luno at 100 req/min.
Which data hosting regions do Deel and Luno support?+
Deel lists hosting regions: US-East, EU-West, AP-Southeast. Luno lists hosting regions: ZA, EU. For data residency requirements in Global, confirm exact region configuration directly with each vendor.
Data last updated: 29 August 2026 — Sourced from official vendor documentation. Not independently audited. Report incorrect information
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