Head-to-Head Specification Audit
Conta Azul vs Xendit
Brazilian SMBs · Brazil
Specification Matrix
| Metric | Conta Azul | Xendit |
|---|---|---|
| Starting Price | $35/mo | $0/moBetter |
| API Rate Limit | 60 req/min | 200 req/minBetter |
| Target Country | Brazil | Southeast Asia |
| Category | Finance & Accounting | Payment Processing |
| Compliance (vendor-stated) | LGPD | Bank Indonesia Regulated, PDP Law |
| Hosting Regions | BR-São Paulo | ID-Jakarta, PH-Manila |
| Native Integrations | 4 listedTie | 4 listedTie |
Conta Azul — Key Specs
Vendor-stated- ✓Brazil-specific accounting: Nota Fiscal, SPED, and DANFE generation
- ✓Integrated with Receita Federal for automatic tax calculations
- ✓Bank reconciliation with all major Brazilian banks (Itaú, Bradesco, BB)
- ✓PIX integration — instant payment reconciliation
Xendit — Key Specs
Vendor-stated- ✓Leading payment gateway in Indonesia — $150M+ in funding
- ✓Accepts bank transfers, e-wallets (GoPay, OVO, Dana), cards, and QRIS
- ✓Virtual account payments — the primary B2B payment method in Indonesia
- ✓Expanding to Philippines, Vietnam, Malaysia, and Thailand
Frequently Asked Questions
Which is lower-priced, Conta Azul or Xendit?+
Xendit starts at Free plan available, which is lower than Conta Azul at $35/mo. Verify current pricing on each vendor's website.
Which compliance frameworks do Conta Azul and Xendit list?+
Conta Azul additionally lists LGPD. Xendit additionally lists Bank Indonesia Regulated, PDP Law. These are vendor-stated frameworks. VektorIndex has not independently audited these claims.
Which has a higher documented API rate limit — Conta Azul or Xendit?+
Xendit has a higher documented API rate limit at 200 req/min versus Conta Azul at 60 req/min.
Which data hosting regions do Conta Azul and Xendit support?+
Conta Azul lists hosting regions: BR-São Paulo. Xendit lists hosting regions: ID-Jakarta, PH-Manila. For data residency requirements in Brazil, confirm exact region configuration directly with each vendor.
Data last updated: 29 August 2026 — Sourced from official vendor documentation. Not independently audited. Report incorrect information
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