Head-to-Head Specification Audit
ClearTax GST vs PayFast
Indian Enterprises & CA Firms · India
Specification Matrix
| Metric | ClearTax GST | PayFast |
|---|---|---|
| Starting Price | Custom pricing | $0/mo |
| API Rate Limit | 120 req/minBetter | 60 req/min |
| Target Country | India | South Africa |
| Category | GST & Tax Compliance | Payment Processing API |
| Compliance (vendor-stated) | India GST, Income Tax Act, Companies Act 2013, MCA21 | POPIA, PCI-DSS |
| Hosting Regions | IN-Mumbai, IN-Hyderabad | ZA-Cape-Town, ZA-Johannesburg |
| Native Integrations | 6 listedTie | 6 listedTie |
ClearTax GST — Key Specs
Vendor-stated- ✓Serves 4,000+ enterprises including Fortune 500 India subsidiaries
- ✓Automated GSTR-1/3B/9 reconciliation with ITC maximisation
- ✓AI detects mismatches between purchase register and GSTN portal
- ✓Direct API integration with Indian GST Network (GSTN)
- ✓E-invoicing (IRP) generation and IRN archival built-in
PayFast — Key Specs
Vendor-stated- ✓Only major payment gateway with POPIA-compliant ZA data residency by default
- ✓Supports EFT, credit card, Instant EFT, Mobicred, and SnapScan natively
- ✓No monthly fee — pay 2.0–3.5% per transaction only
- ✓Recurring billing API supports subscription SaaS models out of the box
Frequently Asked Questions
Which is lower-priced, ClearTax GST or PayFast?+
ClearTax GST uses custom pricing. PayFast starts at Free plan available. Contact ClearTax GST directly for a quote.
Which compliance frameworks do ClearTax GST and PayFast list?+
ClearTax GST additionally lists India GST, Income Tax Act, Companies Act 2013, MCA21. PayFast additionally lists POPIA, PCI-DSS. These are vendor-stated frameworks. VektorIndex has not independently audited these claims.
Does ClearTax GST or PayFast list POPIA as a supported compliance framework?+
PayFast lists POPIA (Protection of Personal Information Act) as a supported compliance framework per its vendor documentation. VektorIndex has not independently verified this claim. South African organisations should request the vendor's current Data Processing Agreement and confirm data residency settings before processing personal information. ClearTax GST does not list POPIA as a supported compliance framework in its public documentation. Contact the vendor to confirm their position before processing South African personal information.
Which has a higher documented API rate limit — ClearTax GST or PayFast?+
ClearTax GST has a higher documented API rate limit at 120 req/min versus PayFast at 60 req/min.
Which data hosting regions do ClearTax GST and PayFast support?+
ClearTax GST lists hosting regions: IN-Mumbai, IN-Hyderabad. PayFast lists hosting regions: ZA-Cape-Town, ZA-Johannesburg. For data residency requirements in India, confirm exact region configuration directly with each vendor.
Data last updated: 29 August 2026 — Sourced from official vendor documentation. Not independently audited. Report incorrect information
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