EU DORA — Digital Operational Resilience Act
EU DORA requires all financial entities — banks, insurers, investment firms, crypto asset providers — to test all ICT systems including AI models for operational resilience. AI trading models, fraud detection systems, and credit scoring engines all need documented resilience tests and incident audit logs.
The Developer Problem
Every AI model used by a financial institution is now an ICT system under DORA. Banks need documented resilience tests for each model, concentration risk analysis for third-party AI providers (OpenAI, Anthropic), and incident logs for any AI model failure or degradation.
What You Must Build
These are the exact technical components regulators will check for:
ICT resilience testing documentation for each AI model in production
Third-party AI provider concentration risk register
AI incident log with timestamped entries for model failures
Business continuity plan if AI model provider becomes unavailable
Consequences of Non-Compliance
1% of average daily worldwide turnover per day of infringement
Management body personal liability
Publication of enforcement measures
Drop-In Code Solution
Instead of building this from scratch (2–6 weeks of engineering time), use this production-ready package that implements all the required components above.
A serverless Next.js edge middleware that automatically intercepts all LLM API calls, extracts required metadata (model, prompt hash, completion hash, timestamp, user context), and writes cryptographically signed audit records to the client's own storage bucket — never to VektorIndex servers.
// audit-logger.middleware.ts
import { withAuditLog } from './audit-logger.middleware'
export const POST = withAuditLog(
async (req: Request) => {
// Your existing AI API route — unchanged
const response = await openai.chat.completions.create({ ... })
return Response.json(response)
},
{
storage: 'supabase', // or 'r2', 's3'
tableName: 'ai_audit_logs',
hashPrompts: true, // SHA-256 hash, never stores raw prompts
includeUserContext: true,
complianceMode: 'eu-ai-act' // or 'colorado', 'both'
}
)